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Simple Online Application

Simple Online Application

Apply in minutes from
your phone or laptop

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Quick Approvals

Quick Approvals

Submit your application
and get approved.

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Instant Funding*

Instant Funding*

Your money is credited onto your debit
card or bank account - instantly.

*Bank participation required.


Fast & Flexible Line of Credit Loans, Online Loans and Installment Loans from Advance Financial

Need access to cash - anytime, anywhere? Advance Financial makes it easy. We're a Nashville-based fintech company proudly serving customers across Tennessee and online 24/7 in 20 additional states.

Line of Credit Loans

Whether you're dealing with unexpected expenses or need a financial cushion between paychecks, our flexible Line of Credit Loans give you the freedom to borrow what you need, when you need it. Apply online or visit any Advance Financial store location across Tennessee.

  • 24/7 access to funds - anytime, day or night
  • Loan amounts from $25 up to $4,000, depending on your state
  • Available online and in-store
  • Fast approval process

Installment Loans Made Easy - with Fixed Monthly Payments

Managing your finances just got simpler. If you live in Mississippi, Texas or Wisconsin, you can get an Installment Loan from Advance Financial. You get a lump sum of cash up front and repay it over time with easy, fixed payments. No surprises, no hidden fees-just a straightforward way to borrow and budget with confidence.

  • Predictable payments that fit your budget
  • No prepayment penalties - pay off early if you choose
  • Fast approval process and funds available quickly
  • Loan amounts up to $3,000 in select states

Whether you’re covering car repairs, medical bills, or unexpected expenses, our Installment Loans offer peace of mind and financial flexibility.

Now Serving Customers in 20+ States

In addition to store locations and Online Loans in Tennessee, Advance Financial offers online loans in: Alabama, Arizona, Delaware, Florida, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Ohio, Oklahoma, South Carolina, Texas, Utah, and Wisconsin.

Trusted by Over One Million Customers

We’ve helped over a million people take control of their finances. Advance Financial has also been recognized by Forbes as one of the Best Employers for New Graduates, and ranked #8 on Indeed for compensation and benefits.

Get Started Today

Apply for your Line of Credit or Online Installment Loan with Advance Financial - where fast, flexible funding meets friendly service.


98% of our customers give us a 4+ star rating

Download the app

and get the cash

you need today!

Bank Participation Required
98% of our customers give us a 4+ star rating